TERMS AND CONDITIONS
Please read these terms of use ("Agreement") before accessing or using this Internet Website ("Site"). By accessing or using the Site, you are agreeing to be bound by this Agreement and the liability disclaimers contained below. If you do not agree to these terms, do not use this Site or download any information from it. Materials on this Site may be accessed, downloaded, and printed for personal and non-commercial use only. By using this Site, you agree not to use any materials or information found on this Site for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, use of this Site from outside the United States of America or if you are under 18 years of age. Your permission to use this Site is automatically terminated if you violate any of the terms contained in this Agreement.
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COPYRIGHT AND TRADEMARK RIGHTS
The contents of this Site are owned and copyrighted by KCraft Insurance Agency and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials on this Site is permitted without the written permission of KCraft Insurance Agency. All trademarks, logos, and service marks are the property of KCraft Insurance Agency.
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CONSENT
By using this Site, you establish a business relationship with KCraft Insurance Agency and consent to be contacted by us via telephone, email, standard mail, and/or SMS (text messaging) using the contact information you provide.
SMS/Text Messaging Terms & Conditions:
By opting into SMS/text messaging services, you agree to the following:
• Message Frequency: You may receive periodic messages related to updates, reminders, promotions, or other notifications.
• Potential Fees: Message and data rates may apply depending on your carrier and plan.
• Opt-In and Opt-Out:
o Opt-In: By texting the keyword "START" to [number] or by providing explicit consent on our website or through other means, you agree to receive SMS/text messages from KCraft Insurance Agency.
o Opt-Out: You may opt out of receiving messages at any time by replying "STOP" to any SMS message received. You can also contact us directly to request cessation of messages.
o Help: For assistance, text "HELP" to [303-526-1455], or visit [Our Website].
• Call to Action (CTA):
By opting into SMS, you acknowledge receiving messages regarding updates and other relevant notifications. Consent is given through the act of texting "START" or providing written consent in person or online. Written consent forms are stored securely.
• Data Use and Privacy:
By opting in, you consent to KCraft Insurance Agency collecting, storing, and using your contact details for the purpose of delivering SMS/text messages. For full details on how we handle your personal information, please review our Privacy Policy.
• Message Frequency Disclaimer:
Messaging frequency may vary, depending on business needs. Message and data rates may apply. KCraft Insurance Agency is not responsible for any charges or fees incurred by receiving messages.
Privacy Policy:
For information about how we collect, use, and protect your data, please review our Privacy Policy: Privacy Statement
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LIABILITY DISCLAIMER
Your use of the materials is at your own risk. KCraft Insurance Agency strives to ensure the information on its Site is accurate; however, inaccuracies, errors, or omissions may occur. Your use of this Site is at your own risk. KCraft Insurance Agency reserves the right to change or modify the Site’s content at any time without notice. Your continued use of the Site constitutes your acceptance of such modified terms.
This Site and all of the information contained therein are provided "as is." KCraft Insurance Agency disclaims liability for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with the use or reliance on the materials provided on this Site. This includes damages caused by negligence, acts of God, telecommunications failures, theft, destruction, or unauthorized access to this Site or the materials contained within it.
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INDEMNIFICATION/LEGAL RELIEF
You agree to indemnify and hold KCraft Insurance Agency harmless from and against any loss, cost, damage, or expense, including reasonable attorneys' fees, arising out of any breach of this Agreement or any action taken to enforce its terms.
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GOVERNING LAW AND VENUE
This Agreement shall be governed by the laws of the State of Colorado, USA. You consent to personal jurisdiction in Colorado and agree that any claim brought with respect to this Agreement will be resolved in the courts of Denver County or the United States District Court for the State of Colorado.
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MISCELLANEOUS
This Agreement constitutes the entire understanding between the parties and may not be amended except in writing. Any invalid or unenforceable provision of this Agreement will not affect the remaining provisions, which will continue in full force and effect.
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